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CALCULATORS

Get started with our easy-to-use calculators

We’ve made it easy to plan your finances with a range of calculators tailored to your needs. Whether you’re budgeting, saving, or exploring loan options, select a calculator below to get started.

Our most used calculators

Simplify your planning with these popular options.

Buying your first home

Calculate costs and benefits to plan for your first home purchase.

Refinance and save

Explore your potential savings by refinancing your current loan.

Property investment planning

Estimate your investment returns.

How much can you borrow

See how much you can borrow based on your income and expenses.

View more calculators below

Savings Calculator

See how much you can grow your savings.

Mortgage Switching Calculator

See what it costs to move your loan to a new lender.

Comparison Rate Calculator

Use interest rates and fees to compare true costs of different loans.

Split Loan Calculator

Work out the costs of splitting your loan into a fixed and variable loan.

Extra Repayment Calculator

See the difference additional payments will make on your home loan.

Loan Comparison Calculator

Adjust rates and terms to compare different home loans.

Borrowing Power Calculator

Use your details to estimate how much you could borrow.

Home Loan Offset Calculator

Estimate how much interest you’ll save by using your savings to offset your home loan.

Loan Repayment Calculator

Estimate your home loan repayments and work out how to repay it faster.

How Long to Repay Calculator

Work out how long it will take to pay off your loan.

Stamp Duty Calculator

Find out how much stamp duty you’ll have to pay on a home.

Budget Planner

Use your income and expenses to better plan your spending.

Credit Card Calculator

Work out your savings if you pay more than the minimum payment.

Income Tax Calculator

See how much tax you’ll pay on your income.

Property Selling Cost Calculator

Find out how much it will cost to sell your property and see where to save.

Lump Sum Repayment Calculator

Calculate how much a lump sum payment on your loan will save you.

Interest Only Mortgage Calculator

Work out your repayments on an interest-only home loan.

Property Buying Cost Calculator

See what buying will cost you on top of the purchase price.

Business Loan Repayment Calculator

Estimate your business loan repayments and work out how to repay it faster.

Income Annualisation Calculator

Work out your annual income from the money you’ve received so far this year.

Reverse Mortgage Calculator

See how much equity you can access in your home and calculate the costs of the loan.

Introductory Rate Loan Calculator

Calculate what happens to your loan with an introductory or ‘honeymoon’ rate.

Compound Interest Calculator

See how much your savings can grow over time.

FAQ

Not sure where to start?

Our team is here to help every step of the way.

Have other questions that need an answer?

Which calculator should I start with?
If you’re just getting started, the Borrowing Power Calculator or First Home Buyer calculator are good first steps. From there, tools like the Stamp Duty Calculator and Loan Repayment Calculator help you refine your numbers.
Calculators give you a solid estimate based on the figures you enter, but they don’t account for every detail a lender will assess, like your full credit history or specific loan product terms. Treat the results as a starting point and speak with Andres to get a precise picture.
Some do — the Stamp Duty Calculator and Property Buying Cost Calculator specifically account for these. It’s worth running a few different calculators together to get a complete view of what a purchase will actually cost you.
Absolutely, they’re designed for exactly that. Many people use them to get a rough idea of their numbers before their first conversation with Andres, which helps make that first chat more productive.
It’s worth revisiting your numbers whenever your income, expenses, or the interest rate environment changes, and definitely before making an offer on a property. Andres can help you interpret how those changes affect your borrowing power or repayments.