To Renovate or Sell? As homeowners, my partner and I recently found ourselves at a crossroads that some of my clients face: Should we renovate my beloved home to better suit our merging families and future needs as we age, or sell it and purchase a new property that meets…
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We are excited to share the latest mortgage interest rates available from Westpac and CBA. Effective 21 August 2024, Westpac has lowered fixed rates for home loan customers across a range of terms their our Owner Occupied and Investment Property Loans. Owner Occupier Fixed Rates Starting from 5.99%p.a. and Investment Fixed Rates…
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We are excited to share the latest mortgage interest rates available from Macquarie Bank. As of 13th August 2024, they have some highly competitive Fixed Rates for various term lengths. For a 1-year term, they offering an attractive rate of 5.89%. This is an excellent choice for those seeking a short-term…
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It may be an admirable trait in personal relationships, but in financial matters, loyalty can come at a cost. Sticking with the same loan longer than three years can cost borrowers thousands, with competition to win business resulting in new customers paying lower rates than existing ones. This so-called loyalty…
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Getting the itch to fix? Choosing the right time to lock in an interest rate can be tricky. In the past year interest rates on fixed-rate loans have plummeted to all-time lows, prompting many borrowers to ask whether it's time to lock in a rate. If you're thinking about it,…
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Some tips and tricks to paying off your home loan sooner. Buying a home is likely the most significant financial transaction you'll ever make. So it stands to reason that your home loan will be your largest ongoing financial obligation. Imagine what life would be like without that monthly or…
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If you are experiencing mortgage stress, now's the time to get on the front foot with your lender. As your mortgage broker, we can help you prepare and plan for the unknown. It's no surprise that the outbreak of COVID-19 has caused a huge increase in mortgage stress. According to…
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In this time of economic instability, we know that jobs and mortgages are of the highest concern to you, the Government and the lenders. With things changing on a daily basis, we're perfectly positioned to help. As the response and effects of COVID-19 on our health and economy continue to…
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The history of Australian banking has always been dominated by the big four - ANZ, Commonwealth Bank, NAB and Westpac.
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Most mortgages are spread out over 25 to 30 years, but it doesn't have to be that way. With a few simple strategies you can take years and thousands off your loan, and it's much easier than you might think.
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